Practical writing on outsourced accounting, month-end close, MIS reporting, GST & TDS and virtual CFO work for Indian businesses.https://ofsadvisory.com/en-inhttps://ofsadvisory.com/blog/tds-under-income-tax-act-2025/https://ofsadvisory.com/blog/tds-under-income-tax-act-2025/Section 393 replaced the 194-series, the forms were renumbered and ‘tax year’ arrived. What changed for your accounts team, and what didn’t.Tue, 22 Sep 2026 00:00:00 GMTGST & TDShttps://ofsadvisory.com/blog/bank-reconciliation-guide/https://ofsadvisory.com/blog/bank-reconciliation-guide/What a bank reconciliation proves, the five kinds of difference, a worked example, and why year-end reconciliation costs more than monthly.Tue, 22 Sep 2026 00:00:00 GMTFinance Operationshttps://ofsadvisory.com/blog/virtual-cfo-cost-india/https://ofsadvisory.com/blog/virtual-cfo-cost-india/Our actual prices, what drives a VCFO fee up or down, how to compare it with a full-time hire using your own numbers, and the questions to ask before you sign.Tue, 22 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/gst-reconciliation-monthly-checks/https://ofsadvisory.com/blog/gst-reconciliation-monthly-checks/The portal now matches your returns against each other and issues notices automatically. The five monthly reconciliations that keep you ahead of it.Tue, 22 Sep 2026 00:00:00 GMTGST & TDShttps://ofsadvisory.com/blog/profit-vs-cash-flow/https://ofsadvisory.com/blog/profit-vs-cash-flow/How a business can make a healthy profit and still run short of cash, the six places the money goes, a worked example, and how to see it coming.Tue, 22 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/outsourced-accounting-vs-in-house/https://ofsadvisory.com/blog/outsourced-accounting-vs-in-house/Cost, control, continuity and quality compared — including where an in-house team is the better answer, and the hybrid most growing businesses end up with.Tue, 22 Sep 2026 00:00:00 GMTFinance Operationshttps://ofsadvisory.com/blog/annual-budget-for-small-business/https://ofsadvisory.com/blog/annual-budget-for-small-business/A budget built from drivers rather than last year plus ten per cent, phased by month, tied to cash — and reviewed every month so it is actually used.Tue, 22 Sep 2026 00:00:00 GMTReportinghttps://ofsadvisory.com/blog/e-invoicing-under-gst/https://ofsadvisory.com/blog/e-invoicing-under-gst/Who has to e-invoice, what the IRN is, the 24-hour cancellation window, the 30-day reporting limit, and the mistakes that cost your customers their credit.Tue, 22 Sep 2026 00:00:00 GMTGST & TDShttps://ofsadvisory.com/blog/chart-of-accounts-for-smes/https://ofsadvisory.com/blog/chart-of-accounts-for-smes/How to structure ledgers in Tally or Zoho Books so margins, GST and TDS fall out of the books — with a sample structure and the mistakes that clutter it.Tue, 22 Sep 2026 00:00:00 GMTFinance Operationshttps://ofsadvisory.com/blog/get-paid-faster-receivables/https://ofsadvisory.com/blog/get-paid-faster-receivables/Why customers pay late, how to prevent most of it at the invoice, a follow-up ladder that works, and what the MSMED Act gives micro and small suppliers.Tue, 22 Sep 2026 00:00:00 GMTFinance Operationshttps://ofsadvisory.com/blog/13-week-cash-flow-forecast/https://ofsadvisory.com/blog/13-week-cash-flow-forecast/The single most useful report a growing business can have. How to build one from scratch, the mistakes that make it useless, and how to run it every week.Sat, 19 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/gross-margin-analysis/https://ofsadvisory.com/blog/gross-margin-analysis/Why blended margin hides your worst lines, how to split margin properly by product and client, and what to do when you find the loss-maker.Sat, 19 Sep 2026 00:00:00 GMTReportinghttps://ofsadvisory.com/blog/investor-reporting-pack/https://ofsadvisory.com/blog/investor-reporting-pack/What investors actually want in a monthly update, the metrics that belong in it, and why a consistent pack is worth more than a good one sent occasionally.Sat, 19 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/virtual-cfo-for-family-business/https://ofsadvisory.com/blog/virtual-cfo-for-family-business/Family businesses have finance problems no textbook covers — blurred personal and business money, succession, informal decisions. How a VCFO helps.Sat, 19 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/tally-to-zoho-books-migration/https://ofsadvisory.com/blog/tally-to-zoho-books-migration/When the move makes sense, what actually transfers and what doesn’t, the cut-over sequence, and the six mistakes that turn a weekend into three months.Sat, 19 Sep 2026 00:00:00 GMTFinance Operationshttps://ofsadvisory.com/blog/gst-notice-types-and-response/https://ofsadvisory.com/blog/gst-notice-types-and-response/The common GST notices, what each is actually asking, how to prepare the reconciliation a reply needs — and where your CA has to take over.Tue, 22 Sep 2026 00:00:00 GMTGST & TDShttps://ofsadvisory.com/blog/when-to-hire-a-virtual-cfo/https://ofsadvisory.com/blog/when-to-hire-a-virtual-cfo/Six triggers that mean you’ve outgrown a bookkeeper, three that mean you haven’t, and an honest look at what a VCFO costs against a full-time finance head.Wed, 09 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/mis-report-format-for-sme/https://ofsadvisory.com/blog/mis-report-format-for-sme/What belongs in a management reporting pack, in what order, and why most MIS in Indian SMEs gets built once and then quietly ignored.Wed, 09 Sep 2026 00:00:00 GMTReportinghttps://ofsadvisory.com/blog/how-to-read-a-p-and-l/https://ofsadvisory.com/blog/how-to-read-a-p-and-l/A line-by-line walk through a profit and loss statement, the four ratios worth computing, and the five things owners most often misread.Wed, 09 Sep 2026 00:00:00 GMTReportinghttps://ofsadvisory.com/blog/gstr-2b-reconciliation-guide/https://ofsadvisory.com/blog/gstr-2b-reconciliation-guide/How to match GSTR-2B against your purchase register, where the Invoice Management System fits, and how to stop losing input tax credit you’re entitled to.Tue, 22 Sep 2026 00:00:00 GMTGST & TDShttps://ofsadvisory.com/blog/books-cleanup-before-fundraising/https://ofsadvisory.com/blog/books-cleanup-before-fundraising/What financial due diligence actually tests, the eight things that get flagged, and why fixing them during a live process is the most expensive time to do it.Wed, 09 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/virtual-cfo-vs-chartered-accountant/https://ofsadvisory.com/blog/virtual-cfo-vs-chartered-accountant/They’re not competing roles. One certifies the past; the other decides the future. How to tell which your business needs — and when you need both.Wed, 09 Sep 2026 00:00:00 GMTVirtual CFOhttps://ofsadvisory.com/blog/month-end-close-checklist/https://ofsadvisory.com/blog/month-end-close-checklist/Most businesses think the close ends with a trial balance. It doesn’t. Here’s what a proper monthly close delivers, and the checklist we run.Wed, 09 Sep 2026 00:00:00 GMTFinance Operations